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Get Your Free TK Credit ScoreStep 1Signup and complete your user profile to view your TK Credit Score. Grow your score and qualify to borrow more at cheaper rates.
Apply For A LoanStep 2Choose a loan amount between 1 to 20 mio with a tenure between 10 days to 6 months. The TunaiKita App will show all the fees for your loan. Get Instant DecisionStep 3You will get a decision within minutes to hours. After a loan is approved, funds will be disbursed to your bank account. Repay On TimeStep 4Repay your loan with Indonesia's leading banks via ATM, Internet Banking and Mobile Banking. Prompt repayments boost your TK Credit Score. 
How it works
Borrow money and repay all from the App in 4 easy steps.
Step 1
Get Your Free TK Credit Score
Signup and complete your user profile to view your TK Credit Score. Grow your score and qualify to borrow more at cheaper rates.
Step 2
Apply For A Loan
Choose a loan amount between 1 to 20 mio with a tenure between 10 days to 6 months. The TunaiKita App will show all the fees for your loan.
Step 3
Get Instant Decision
You will get a decision within minutes to hours. After a loan is approved, funds will be disbursed to your bank account.
Step 4
Repay On Time
Repay your loan with Indonesia’s leading banks via ATM, Internet Banking or Mobile Banking. On time repayments boost your TK Credit Score.
Smart Lending Robot
TunaiKita is Indonesia’s first technology company to develop and deploy a real time “lending robot” that uses your authorized smartphone and cloud data to personalize your credit profile with us.
Build up your score to borrow more at better rates with a better credit score.
Smart Lending Robot
TunaiKita is Indonesia’s first technology company to develop and deploy a real time “lending robot” that uses your authorized smartphone and cloud data to personalize your credit profile with us.
Build up your score to borrow more at better rates with a better credit score.
Short term loans for your cash needs!
Sakti: Borrow 1 to 5 mio with tenure of 10 days to 30 days. Daily Service Fee: 0.7%* to 0.9% (*Discounted Service Fee only applies for on time loan repayment).
Repay and earn 4% TK$ Rewards towards next loan.
Fast+: Borrow 1 to 5 mio with tenure of 10 days to 30 days. Daily Service Fee: 0.95%
Repay and earn 4% TK$ Rewards towards next loan.
I want to borrow
Rp1,000,000
for
10 days
Service Fee of Rp712,500 at end of tenure
Installment cash loans to finance your plans
Sakti+: Apply for loans between 4 to 20 mio for 3 months to 6 months. Monthly Service Fee: 2.75% to 7.75%.
Repay and earn 2% TK$ Rewards towards next loan.
Premier+: Apply for loans between 4 to 20 mio for 3 months to 6 months. Monthly Service Fee: 3% to 8%.
Repay and earn 3% TK$ Rewards towards next loan.
Need help with your plans? Learn more about Cash Installment Loans!
I want to borrow
Rp4,000,000
for
3 months
Service Fee of Rp720,000-960,000/month
I want to borrow
Rp4,000,000
for
3 months
Service Fee of Rp720,000-960,000/month
Customer Support
We are open 7 days a week to answer customer questions via email, social media and in-app chat. Please get in touch, we would love to hear from you.
Our Valued Partners
We value our relationship with our borrowers and partners. Here is what they had to say.
Get Started Today
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